Removing inquiries from your TransUnion credit report involves several steps.
Credit inquiries are classified into two types:
Hard Inquiries: These occur when a lender checks your credit report to make a lending decision. They can slightly lower your credit score and remain on your credit report for up to two years.
Soft Inquiries: These occur when you check your own credit or when a lender pre-approves you for an offer. They do not affect your credit score and are not visible to other lenders. To remove inquiries from transunion credit report involves understanding the types of inquiries, identifying unauthorized or incorrect entries, gathering evidence, and disputing through the proper channels. Regular monitoring and safeguarding your personal information can help prevent unwanted inquiries in the future.