Is Full Coverage Worth It for a First Car?
Deciding whether to get full coverage on your first car as a young driver depends on a few key factors—especially the value of your vehicle and how you drive. If you're getting behind the wheel of something sporty or expensive, like many younger drivers do, it's wise to consider cheap insurance for young drivers with fast cars rather than skimping with liability-only coverage.
Full coverage includes liability, collision, and comprehensive insurance, meaning you're protected not just if you cause an accident, but also from theft, vandalism, weather damage, and more. For newer or faster cars that are expensive to repair, this protection is often well worth the slightly higher premium.
However, if your car is older and paid off, liability may be enough. Still, remember: fast cars often come with higher risks and premiums—so shop around to find the best deal that offers both protection and affordability.